As a potential investor on the crowdfunding platform balkanika.finance, I hereby acknowledge and accept the content of the following risk warning:

1) I understand and am aware of the increased risks associated with investments in crowdfunding projects, including through investment vehicles. I am informed and acknowledge the risk of losing my entire investment and that investments in crowdfunding projects are not guaranteed or protected by the Deposit Guarantee Fund within the banking system or by the Investor Compensation Fund.

2) I understand and am aware of the restrictions and limitations imposed on non-qualified investors, as well as the fact that I may lose the protection granted to non-qualified investors due to my recognition as a sophisticated investor, and the consequences of losing the protection granted by the non-qualified investor status, including the right to a reflection period during which a non-sophisticated investor has the right to withdraw the offer to invest at any time, without providing any reason and without being penalized by the Platform.
The reflection period (for a non-sophisticated investor) starts at the moment the potential investor expresses agreement to invest and expires after 14 days, except when the remaining fundraising period for the project is shorter.

3) Investing in the selected crowdfunding project involves risks, including the risk of partial or total loss of the invested funds.

4) It is possible that the investment will not be profitable. Since this is not a savings product, I am advised not to invest more than 10% of my net capital in crowdfunding projects.

5) I understand that I may not be able to sell the investment instruments whenever I wish, and even if I can sell them, I may incur losses.

6) I acknowledge the Potential Risks associated with using the crowdfunding platform balkanika.finance, operated by BALKANIKA FINANCE S.R.L.

Potential Risks Associated with Activities on the Crowdfunding Platform