How does it work?!

The platform brings together the interests of investors and borrowers completely online. A user-friendly interface tells you what data you need for submitting an application, and contracts are signed with an electronic signature. Less red tape - more business! And you don't even have to go anywhere.

Security of settlements

Settlements on the platform are made through a special account opened in the Commercial Bank. A special account is an account belonging to the platform, but the funds on it remain the property of the user

The platform has no right to use them without a separate order of the owner of the funds. Execution control is exercised by the Bank.

The platform's accounting system is integrated with the Bank's accounting system, between which there is an automatic exchange of data on all funds transactions on the platform.

Data protection

The platform uses specialized software. The system of internal data billing at each action performs a reconciliation of permissibility of actions with multiple registers, which allows the system to avoid internal accounting errors and ensures the impossibility of loss or distortion of data about user transactions.

Dealing with overdue debts

In case the borrower fails to fulfill his obligations under the loan agreement, the platform, acting as an agent, on its own behalf, carries out the measures to collect overdue debt. All stages of work with overdue debt, including the stage of judicial and executive proceedings. The Platform will carry out all these stages by itself or by engaging third-party specialists, acting within the scope of the granted authority. The Platform informs the investor about actions aimed at collection by placing information in the investor's personal cabinet.