A second player has entered Moldova’s crowdfunding scene – Balkanika Finance LLC. This new entrant is backed by Estonian capital. Yet despite a shared origin, the differences between the two platforms are significant. In November, Moldova’s financial regulator officially licensed the second crowdfunding service provider and the first platform focused on equity-based investments – Balkanika Finance LLC. The platform, which will operate under the brand name BALKANIKA, aims to facilitate collective lending and investment, with rights to manage loan portfolios and related financial services. Vladislav Mocanu, CEO and co-founder of Balkanika Finance LLC, said: "Balkanika combines an innovative approach to financing with reliable investor protection tools. The uniqueness of our online platform is that every investment is guaranteed by a real estate pledge. This makes the investment not only attractive, but also safe, and ensures a high level of ...