Real estate crowdfunding
Invest in construction, renovation and property development without purchasing an entire property. Review each project’s expected return, term, collateral and risks.
Invest
Crowdfunding in Moldova for real investments
Invest online from €50 in assessed projects listed on a crowdfunding platform authorized by Moldova’s CNPF.
Real estate investments in Moldova from €50
Choose property and local business projects, review their terms and risks, and build a diversified investment portfolio.
Financing for SMEs and property projects
Apply for business financing in Moldova from €3,000 through a clear process with assessment, collateral and transparent terms.
Authorized by the National Commission for Financial Market
up to 20% *
Interest rate / * per year
from 3 months
Investment period
from 50 €
Minimum investment
Balkanika is a crowdfunding platform that connects investors and entrepreneurs to develop projects in the real business and real estate sectors.
Business growth starts here: invest with Balkanika.
How does the platform work?
Registration
Create an account and verify your details.
Project selection
Review terms and risks, choose an option.
Investment
Fund your account and allocate the amount.
Payouts
Receive interest and track the schedule.
Where and what to invest in today?
Business loans through crowdlending
Help finance SMEs and local projects through collectively funded loans. Compare the interest rate, term, repayment schedule, collateral and risk level.
Invest
Equity crowdfunding
Invest in company equity and participate in its potential growth. Assess the business model, team, prospects and risks before making a decision.
Invest
Startup investments
Support early-stage innovative projects and access potential growth opportunities. Remember that startup investments involve a higher level of risk.
Invest
Established business investments
Invest in operating companies with customers and a tested business model. Review their financial results, financing purpose, terms and project risks.
Invest
Current investment projects
Renovation of the property at G. Ureche str.
Invest
0%
0 days left
Amount
€ 14 500
Profitability
16.5%
Period
12
Risk
A
LTV
20.71%
Payments
Monthly
Loan secured by property
Invest
100%
0 days left
Amount
€ 20 000
Profitability
15%
Period
12
Risk
A
LTV
31.04%
Payments
End of term
Developing the COFFEEPOINT network
Invest
67%
0 days left
Amount
€ 15 000
Profitability
15.5%
Period
24
Risk
A
LTV
2.95%
Payments
Monthly
Developing the Adam Barbershop network
Invest
100%
0 days left
Amount
€ 5 500
Profitability
16%
Period
18
Risk
A
LTV
22.20%
Payments
Monthly
Developing the Adam Barbershop network
Invest
100%
0 days left
Amount
€ 2 000
Profitability
16%
Period
2
Risk
A
LTV
8.07%
Payments
Monthly
What are the loan conditions?
Financing amount
from 3000 €
Interest rate
up to 20% annually
Loan term
from 3 to 36 months
Application assessment
up to 3 business days
Repayment schedule
monthly or individually agreed
Loan administration
1.5% of the loan amount
Financing disbursement
after the conditions are met and the collateral is registered
Learn
more
more
Financial products
Balkanika financial instruments provide transparent conditions and clear prospects for investors and borrowers. Each solution is tailored individually — from first investments to business scaling.
Submit application
7 differences of Balkanika from other financial institutions
01
Crowdfunding platform
authorized by CNPF
Regulated crowdfunding services:
- Law No. 181/2023
- CNPF authorization and supervision
02
Crowdlending and crowdinvesting
on one platform
Two crowdfunding models:
- Crowdlending — business loans
- Crowdinvesting — company equity
03
Accessible investments
from €50
Simple access to investments:
- Minimum amount from €50
- Diversification across projects
04
Project assessment
before publication
Before publication, we assess:
- Documents and business model
- Risk indicators and factors
05
Funds separated
through a fiduciary account
Dedicated crowdfunding bank account:
- Separation of funds
- Separate financial flows
06
Online investment
management
Digital tools for investors:
- Personal account
- AutoInvest using selected criteria
07
Clearly presented
terms and risks
Information before investing:
- Term, expected return and risk
- Collateral, LTV and payment schedule
Media about us
Are you new to investing? Don’t worry, we are here to help.
In our Academy, you will learn the basics of investing. We are ready to answer any of your questions about Balkanika.
