Real estate
Invest in commercial construction and renovation. Earn money reliably.
Invest
Invest
in the real sector
Buy shares in proven projects, receive monthly payments, and increase your portfolio's profitability.
Earn
with experienced
entrepreneurs
Money for businesses from private investors
Loans for
real ideas
Get a secured loan on favorable terms
Authorized by the National Commission for Financial Market
up to 20% *
Interest rate / * per year
from 3 months
Investment period
from 50 €
Minimum investment
Balkanika is a crowdfunding platform that connects investors and entrepreneurs to develop projects in the real business and real estate sectors.
Business growth starts here: invest with Balkanika.
How does the platform work?
Registration
Create an account and verify your details.
Project selection
Review terms and risks, choose an option.
Investment
Fund your account and allocate the amount.
Payouts
Receive interest and track the schedule.
Where and what to invest in today?
Loans
Financing small and medium businesses for working capital and other purposes. Interest rates up to 20%, amounts from €3,000, with collateral.
Invest
Investments in capital
Invest in companies, gaining equity. Profit from the growth of business value.
Invest
Startups
Support innovative projects at an early stage. The potential returns are higher, as are the risks.
Invest
Ready-made business
Invest in established companies with a well-established model. Receive regular profits.
Invest
Current investment projects
Renovation of the property at G. Ureche str.
Invest
0%
0 days left
Amount
€ 14 500
Profitability
16.5%
Period
12
Risk
A
LTV
20.71%
Payments
Monthly
Loan secured by property
Invest
100%
0 days left
Amount
€ 20 000
Profitability
15%
Period
12
Risk
A
LTV
31.04%
Payments
End of term
Developing the COFFEEPOINT network
Invest
67%
0 days left
Amount
€ 15 000
Profitability
15.5%
Period
24
Risk
A
LTV
2.95%
Payments
Monthly
Developing the Adam Barbershop network
Invest
100%
0 days left
Amount
€ 5 500
Profitability
16%
Period
18
Risk
A
LTV
22.20%
Payments
Monthly
Developing the Adam Barbershop network
Invest
100%
0 days left
Amount
€ 2 000
Profitability
16%
Period
2
Risk
A
LTV
8.07%
Payments
Monthly
What are the loan conditions?
Amount
from 3000 €
Interest rate
up to 20% annually
Loan term
3 - 36 months
Application review
up to 3 days
Repayment schedule
monthly / индивидуальный
Loan administration
1.5% of the loan amount
Loan issuance
after guarantee registration
Learn
more
more
Financial products
Balkanika financial instruments provide transparent conditions and clear prospects for investors and borrowers. Each solution is tailored individually — from first investments to business scaling.
Submit application
7 differences of Balkanika from other financial institutions
01
Full legal compliance
Balkanika operates under Law 181 of 2023 and fully complies with current regulations. Registered with the National Commission for Financial Markets.
02
Multifunctionality
We offer three financial instruments:
- Loans for business and real estate
- Equity investments
- Startup investments
03
Accessible to everyone
Comfortable conditions:
- Entry from €50
- 2-stage project scoring
04
User support
Investors and borrowers receive:
- Expert consultations
- Investment consulting
05
Flexible amounts
All operations via escrow:
- Funds transferred by instruction
- Electronic signature used
06
Investment automation
AutoInvest service:
- Strategy planning
- Automatic capital allocation
- Passive income
07
Transparency and control
Full transparency:
- Regular payouts
- Access to project data
- Personal dashboard
Media about us
Are you new to investing? Don’t worry, we are here to help.
In our Academy, you will learn the basics of investing. We are ready to answer any of your questions about Balkanika.
